Millennials and Gen Z – two generations raised on social media, shaped by climate anxiety, and equipped with instant access to information – are now rewriting the rules of consumer behaviour. For these switched-on generations, purchases are a statement of identity. Brands...
By: Dewald Theron
Understanding the tax benefits and limitations of a trust or special trust is crucial to ensuring the trust beneficiaries are provided for as intended. South Africans can choose between several different trust structures, each with different purposes, benefits and...
By: Dewald Theron
Big businesses have big budgets, big teams, and big safety nets. Small businesses have none of these things … And at times this can be to their advantage. The mistake many small business owners make is looking up towards their conglomerate competition and trying to replicate...
By: Dewald Theron
Particularly in volatile economic times like these, effective budgeting is a critical driver of business success. This is because a budget enables sustainable growth by aligning financial resources with strategic business goals. We can assist you to create well-structured...
By: Dewald Theron
Personal crises, such as bereavement, divorce, illness, and mental health challenges, are a reality of life, and how you respond when your employee is struggling says everything about you as a leader. Handle the situation badly and you risk losing a good person. Handle it...
By: Dewald Theron
While everyone’s talking about AI, trends are emerging that show the most successful small businesses have returned to the fundamentals: maximising every minute and tightening the leaks in local operations. Running a business in today’s topsy-turvy world is all about making...
By: Dewald Theron
This tax season marks an important shift for trusts, which are now subject to heightened reporting requirements, regardless of activity, as well as automated penalties for non-compliance starting on 4 May 2026. If you have a non-compliant trust, even if it is inactive, please...
By: Dewald Theron
If you’re a small business owner aged 55 or older, the 2026 Budget contained some very good news. Not only has the CGT exemption on the sale of small business by older persons been increased, but the definition of “small business” has also been expanded. This could make a big...
By: Dewald Theron
Client concentration risk can sink a healthy business faster than falling sales. When one customer accounts for too much revenue, cash flow, valuation, and even survival hinge on decisions you don’t control. Here we explain the “40% Rule.” What it is, why lenders and...
By: Dewald Theron
